Finance Questions for Accounting Schools

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Financial Aid for Accounting School

Finances are one of the biggest concerns for many students when beginning an accounting program in San Antonio. As most people have many of the same queries, this list should answer your most pressing financial questions and help you progress in your search for accounting schools in San Antonio that are right for you.  

1. Who Is Eligible for In-State Tuition?

Many accounting schools in San Antonio offer a lower in-state tuition rate for Texas residents. To apply, you must provide proof of residency for the last 12 months.  

2. What Options Are There for Financial Aid?

You are undoubtedly familiar with federal student loans, but there are several additional options available to students at accounting schools. Grants and scholarships are offered through the school or an external organization and never need to be repaid. There is also a work-study option, where you can earn at least minimum wage by working part-time, at the school or for another employer, and use the funds to pay for your tuition or other expenses. A final option is tuition reimbursement. If your employer at a San Antonio company wants you to continue your education to qualify as an accounting specialist, this could be a viable option for you.  

3. How Do You Apply for Financial Aid?

Even if you are yet to decide on an accounting school, you can start your financial aid application by completing a Free Application for Federal Student Aid (FARSA). You will receive a student aid report (SAR) from the U.S. Department of Education, including an expected family contribution (EFC) — the amount that you or your family need to contribute to your education. The accounting schools to which you apply will use the SAR to determine what grants, scholarships, loans (including federal direct loans), and other aid you are eligible to receive.  

4. What Happens If Your Financial Needs Change?

If your circumstances (such as family income) change once you have begun studying, you can discuss altering your EFC with a school financial aid officer.  

5. What Are Subsidized and Unsubsidized Direct Loans?

Federal direct loans are available either subsidized or unsubsidized. In the case of the former, the government pays the interest while you are studying, during a grace period, and at authorized deferment periods. For unsubsidized loans, interest during your studies is added to your loan balance.  The grants, scholarships, loans, and other aid available to you will depend on your accounting school. Before you decide to enroll in a program in San Antonio, talk with finance officers at various schools to discuss your unique needs and talk about how the school can help you meet your financial and educational goals.

This article was published on: 06/8/15 9:44 PM

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