How To Pay for Cosmetology School

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7 Ways You Can Pay for Cosmetology School

If your dream is to become a cosmetologist, you mustn’t let money stand in your way. Cosmetology school can be much more affordable than you thought with these options.

1. Work While Studying Part Time

By studying part time in the evenings or at weekends, you can continue working or even find a job to finance your education. As most cosmetology programs take only a few months to complete, there is no need to juggle work and study for too long.  

2. Join the Federal Work Study Program
A better option for those who are currently unemployed could be the Federal Work Study program, available at many cosmetology schools in Corpus Christi. This provides part-time work to students studying both full and part time, whenever possible providing students with work related to their program. This means enrolling in the Work Study program may also provide you with the chance to gain experience in cosmetology before you graduate. Whatever job you receive, you will earn at least minimum wage, although the exact amount will depend on when you apply, your need for financial aid, and your school’s funding level.  

3. Take Out a Student Loan
Students of cosmetology courses can also take out federal loans from the Federal Perkins Loan Program and the William D. Ford Federal Direct Loan Program. Alternatively, you may be able to take out a Sallie Mae Career Training Student Loan — and with a good credit rating, you will pay a low interest rate.  

4. Receive a Federal Grant
Should you qualify, a grant is a much better option than a loan, as you never need to repay the money. There are three types of Federal Grants available for cosmetology students: the Federal Pell Grant, the Federal Supplemental Educational Opportunity Grant (FSEOG), and the Iraq and Afghanistan Service Grant, for students whose parents died serving in the military in Iraq or Afghanistan after September 11.  

5. Receive a Texas Student Grant
There are also a large number of grants available for students in Texas. These include the TEXAS Grant, the Lyndon B. Johnson Foundation Grant, the Education and Training Vouchers program for current and former foster youth, and the Texas Educational Opportunity Grant (TEOG).  

6. Find a Scholarship
Scholarships are another means of financial support that don’t require repayment. Based on academics and other factors, scholarships can come from your school, community organizations, private employers, or from the state or local government.  

7. Use Your Military Benefits
Those who are currently serving in the military, veterans, and dependents and spouses of military personnel can use benefits to pay for tuition and other fees. Among others, you can utilize the Montgomery G.I. Bill, the Exemptions for Texas Veterans program, the MyCAA program, the Post 9/11 G.I. Bill, and the Dependents’ Educational Assistance program.   The options available to you will depend on your unique situation. Visit a cosmetology school in Corpus Christi TX to discuss ways to pay for your education with a financial aid officer.

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